What Trove does today.
Everything on this page works in Trove today. Free while Trove is in early testing, with no card and no bank login.
01
Record
Every rupee, however you paid it.
One ledger for every method
UPI, card, cash and bank transfer are recorded on each entry, so each adds up on its own.
Say it or type it
“Zomato 450 upi yesterday” becomes a draft row, in English or Hinglish. You confirm it.
Import a statement
Drop a CSV, spreadsheet, PDF or receipt into the inbox. A language model reads it; nothing is saved until you confirm each row.
Categories you can read
Rules suggest a category and you can change any of them. Search everything with ⌘K or Ctrl+K.
02
See
Where the month went, without a spreadsheet.
What you kept
Income, spending and investing for the month on one screen.
Spending analytics
One, three, six or twelve months, or any two dates: categories, merchants and payment methods.
Insights
What stands out in the last 30 days, and what is worth doing next, worked out from your own entries.
Ask about your money
Ask a question in plain words. The figures come from Trove’s own arithmetic; a model only words the answer, and a number it invents is rejected.
03
Plan
Budgets, renewals and goals in rupees.
Budgets with rollover
A limit per category. Unspent money can carry into the next month; overspending never carries.
Subscriptions found for you
Repeating charges are picked out of your ledger every night, with the next renewal date.
Goals with a monthly pace
Set an amount and a date for Diwali, a wedding or a trip home, and see what to put aside each month.
Split a bill
Split a dinner or a trip with friends and mark who has paid you back.
04
Grow
What you own, minus what you owe.
Net worth in lakh and crore
Accounts, investments, property and loans in one number, entered the way you say them.
Investments and SIPs
Funds, stocks, gold and deposits, valued from their terms or the price you last recorded.
The wealth ladder
Six stages, from a cash reserve to several income streams. It names what is done and what is next. Not a score.
Exports you own
PDF, Excel and CSV over any dates, plus a full export of everything in Settings.
05
Trust
What protects your data, and what is not done yet.
No bank login
Trove never connects to your bank or UPI app. It only sees what you enter or import.
Your rows, only yours
HTTPS everywhere and row-level security in the database, so one account’s query returns only its own rows.
Share read-only, revoke any time
Show a chosen view to someone without an account, and switch the link off whenever you like.
Honest about the gaps
No two-factor sign-in and no third-party security audit yet. The security page lists the rest.