Introducing Trove: the financial operating system for the rest of us
Trove is open for early testing. Here is what it is, why I built it, and what comes next.
For most of my twenties, I did what every reasonable person does about their money: I ignored it, mostly. Then I bought a spreadsheet template, used it for two months, abandoned it. Then I tried Mint, then YNAB, then a custom Notion dashboard that lasted exactly one quarterly review.
The problem wasn't the tools. The problem was that none of them treated me, or you, probably, like an adult.
What Trove is
Trove is a financial operating system. That's a deliberately specific phrase.
- An operating system sits underneath everything else. You don't think about it. It just works.
- A financial one means it sees every account, every transaction, every subscription, and helps you decide.
Trove connects your accounts, categorizes everything, surfaces the recurring spend you forgot, summarizes your month in plain language, and, when you ask, helps you make the next decision.
What Trove is not
- It is not a bank. We can't move your money.
- It is not a budgeting app. Budgets are one feature among many.
- It is not a robo-advisor. We don't tell you what stocks to buy.
- It is not free of opinions. We think most subscriptions should be cancelled.
How we built it
V1 ran on Vite + Supabase, served 200+ users, and proved the thesis. V2, what you're using today, is a full rewrite on Next.js, with a design system that took longer to make than the original product. The UI is Financial Times × Apple. Cream, gold, serif. No gradients. No noise.
What comes next
Through Q3, we're focused on three things:
- Bank imports, so you are not typing everything by hand.
- AI Insights V2: a single weekly digest that replaces dashboards you forget to open.
- iOS, because the canonical Trove experience belongs on a phone.
Thank you for being here at the start.
Dev